A doctor was asked why do we and other people urinate so much at night time. Answer from this cardiac doctor was gravity holds water in the lower part of your body when you are upright. When you lie down and the lower body (legs etc) seeks level with the kidneys it is then that the kidneys remove the water because it is easier. This then ties in with the last statement!

You need your minimum water...to help flush the toxins...out of your body!

Correct time to drink water...VERY IMPORTANT!!

Drinking water at a certain time maximizes its effectiveness on the body. Drinking water at bed time will also help prevent night time leg cramps. Your leg muscles are seeking hydration when they cramp and wake you up with a Charlie Horse.

2 glasses of water...after waking up - helps activate internal organs

1 glass of water...30 minutes before a meal - helps digestion

1 glass of water...before taking a bath - helps lower blood pressure

1 glass of water…before going to bed - avoids stroke or heart attack

Net banking allows you to see a summary and status of all your accounts with the bank, including savings, deposits and credit card accounts
 
There’s more to Internet banking than just money transfer. Here’s what else you can do through Internet banking.
 
See

Net banking allows you to see a summary and status of all your accounts with the bank, including savings, deposits and credit card accounts. For instance, for a loan you can see the balance to be paid, the number of equated monthly
instalments as well as the repayment schedule of the loan.

You also get to see monthly statements and record of past transactions, usually 10. Keep in mind that when you activate the Net banking facility, most banks allow you to see all the accounts you hold with the bank, but the finer
details vary from bank to bank.
 
Request

When you activate your net banking facility, you pretty much do away with the need to visit a bank branch or an automated teller machine (ATM), to request for certain services. For instance, if you need to make a stop payment request or need a new debit card or a cheque book, you can do so at a mouse-click. You can open fixed deposit and recurrent deposit accounts online as well as request for new PIN, supplementary cards and even change of address.
 
Transactions

The most popular use of Net banking is to make financial transactions such as transfer of funds using National Electronic Funds Transfer (Neft) and Real Time Gross Settlement (RTGS) service. When you use RTGS, funds are transferred on real-time basis, the beneficiary’s bank receives funds as soon as the remitting bank transfers them. As far as Neft goes, it may take a couple of hours for the funds to get transferred.

You could use Net banking to shop online using your savings account or debit or credit card.
 
Bill payments

Net banking can be used to make bill payments so that you never have to visit a physical location to pay a bill again. You can add the biller with whom the bank has a tie-up with and set to pay the bill automatically towards the account
on a regular basis. Banks also give you the option to set a one-time payment of the bill. For instance, you can pay your mobile bill, electricity bill, Internet bill, insurance premiums and the like. Net banking’s bill payment facility may
offer small discounts on selected billers.